Virtual Credit Cards (VCC)
Last updated
Last updated
Virtual Credit Cards, or VCCs, are digital credit cards you can make on the fly. They're very useful for avoiding paying after a free trial, using free trials over and over in conjunction with catchalls, and for some checkout situations like where you'd possibly want to jig your payment method. You'll be able to set spending limits, set expiration dates, and keep your real card safe. On VCCs the name doesn't matter, only the zip code does. In order to apply for VCC, you will have to be at least the Age of 18 with some form of credit score. If you are underage, you can possibly ask your parents to help you create one if they permit.
Eno Capital One (Credit Card) Signup here More Info here Capital One Eno is a browser extension that allows you to create as many VCCs as you want. You may be limited daily but you can delete the card and regenerate new ones. Highly recommended, the only downside is you cannot set a spending limit but you can lock the card whenever you want. Requirements: Age 18+ Decent-Good Credit Score ID and Social Security Number Citi Bank (Credit Card) Signup here
About the same as Eno but they allow you to set up spending limits on cards. Highly recommended. They call them "Virtual Account Numbers" instead of VCC. Not all Citi cards are allowed to utilize virtual account numbers. Requirements: Age 18+ Decent-Good Credit Score ID and Social Security Number Slash Bank (Bank Account) Signup here Discord Server Link Highly used among the reseller community, Slash allows you to create up to 150 cards for their free version which you can use for any store. You are also able to set spending limits, lock cards, and export your cards for other uses. The only downside is you will need an invite or to wait to get accepted on their waitlist. There are many ways to add funds instantly such as debit cards, cash apps, and many more. Requirements: Age 18+ ID and Social Security Number
American Express (Credit Card) Signup here
This must be done in the app to use virtual credit cards.
Step 1 Get a Credit card. Step 2 Log into your credit card account online and go to its settings. Step 3 Download the virtual card issuer's app if needed and log into the app. Step 4 Search for a Virtual credit card and access the card number. Requirements: Age 18+ Good Credit Score ID and Social Security Number Oxygen (Bank Account) Signup here
The most popular choice among Drip, everyone who can get these guys should. It costs nothing to sign up. You'll have all the expected features of a VCC. The only downside is it takes days to add funds to the account. Requirements: Age 18+ ID and Social Security Number Apple VCC (Credit Card) To sign up, go to the wallet app on your iPhone and apply for an Apple Card there. You may use up to 5 card refreshes every day which is pretty useful as well. Requirements: Age 18+ Decent-Good Credit Score ID and Social Security Number
Lower tier VCCS, would not recommend as much as the others since they limit you to only a few amount of vccs. You cannot create or use more once you hit the limit.
Privacy (Bank Account) Signup here
Used to be popular but it's much less so recently. If this is your only option it's viable but you should be looking for new options. Same as Oxygen for the most part but they're more sensitive recently to how their cards are used. Requirements: Age 18+ ID and Social Security Number
Revolut (Bank Account) Signup here
A lot like Oxygen and equally as good. A great option for most people. Easy and to sign up, easy to use, offers all features expected of a VCC. Probably the second most popular choice. Revolut is also an app that you can use.
Requirements: Age 18+ ID and Social Security Number
